/* ============================================================
   256 Tax Consultants — Master Stylesheet
   Brand Bible v2.0: Navy #1A237E · Gold #BD9333 · Ivory #F5F1E8
   Mobile-first. No framework. WCAG AA contrast.
   ============================================================ */

:root{
  --navy:#1A237E;
  --navy-deep:#121858;
  --navy-ink:#0D1140;
  --gold:#BD9333;
  --gold-soft:#D4B26A;
  --gold-pale:#F3E9D2;
  --ivory:#F5F1E8;
  --ivory-deep:#ECE5D6;
  --white:#FFFFFF;
  --charcoal:#26262B;
  --slate:#55555E;
  --line:#E2DACB;
  --success:#1E7A46;
  --danger:#A33131;
  --danger-pale:#F7E9E9;
  --f-display:'Source Serif 4', Georgia, 'Times New Roman', serif;
  --f-body:'Inter', -apple-system, 'Segoe UI', Roboto, Arial, sans-serif;
  --radius:8px;
  --radius-lg:14px;
  --shadow:0 10px 30px rgba(13,17,64,.08);
  --shadow-lg:0 18px 48px rgba(13,17,64,.14);
  --maxw:1180px;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--f-body);color:var(--charcoal);background:var(--white);line-height:1.65;font-size:16px}
img,svg{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--gold)}
ul,ol{list-style:none}
strong{font-weight:600}

h1,h2,h3,.display{font-family:var(--f-display);color:var(--navy);line-height:1.15;font-weight:600}
h1{font-size:clamp(2rem,5vw,3.2rem);letter-spacing:-.01em}
h2{font-size:clamp(1.55rem,3.4vw,2.3rem)}
h3{font-size:1.18rem}
.lead{font-size:1.11rem;color:var(--slate);line-height:1.7}

.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:64px 0}
@media(min-width:900px){.section{padding:96px 0}}
.section-ivory{background:var(--ivory);position:relative;overflow:hidden}
.section-navy{background:var(--navy);color:#EDEBFF}
.section-navy h2,.section-navy h3{color:var(--white)}
.section-navy p{color:#C9CBEA}

/* subtle 256 watermark on ivory sections (Brand Bible locked standard) */
.wm::after{content:"256";position:absolute;right:-40px;bottom:-90px;font-family:var(--f-display);
  font-size:22rem;font-weight:700;color:rgba(26,35,126,.045);pointer-events:none;line-height:1;user-select:none}

.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.74rem;font-weight:700;
  letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--gold)}
.section-head{max-width:720px;margin-bottom:40px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .eyebrow::after{content:"";width:26px;height:2px;background:var(--gold)}
.section-head p{margin-top:12px;color:var(--slate)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--f-body);
  font-weight:600;font-size:.95rem;padding:13px 26px;border-radius:var(--radius);border:2px solid transparent;
  cursor:pointer;transition:all .18s ease;text-align:center}
.btn-primary{background:var(--navy);color:var(--white)}
.btn-primary:hover{background:var(--navy-deep);color:var(--white);transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--navy-ink)}
.btn-gold:hover{background:#CBA044;color:var(--navy-ink);transform:translateY(-1px)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:var(--white)}
.btn-outline-light{border-color:rgba(255,255,255,.55);color:var(--white);background:transparent}
.btn-outline-light:hover{background:var(--white);color:var(--navy)}
.btn-whatsapp{background:#128C4B;color:#fff}
.btn-whatsapp:hover{background:#0E7A40;color:#fff}
.btn-lg{padding:16px 34px;font-size:1.02rem}
.btn-block{width:100%}

/* ---------- Top bar ---------- */
.topbar{background:var(--navy-ink);color:#C9CBEA;font-size:.8rem;padding:7px 0}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.topbar a{color:#E7E4F8;font-weight:500}
.topbar a:hover{color:var(--gold-soft)}
.topbar .cred{display:none}
@media(min-width:820px){.topbar .cred{display:block;letter-spacing:.02em}}
.topbar-links{display:flex;gap:18px}

/* ---------- Header / nav ---------- */
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}
.brand{display:flex;align-items:center;gap:11px;min-width:0}
.brand svg{width:46px;height:46px;flex-shrink:0}
.brand-name{font-family:var(--f-display);font-weight:700;color:var(--navy);font-size:1.06rem;line-height:1.1}
.brand-name small{display:block;font-family:var(--f-body);font-weight:600;font-size:.62rem;
  letter-spacing:.22em;color:var(--gold);text-transform:uppercase}
.nav{display:none;align-items:center;gap:26px}
.nav a{font-size:.92rem;font-weight:500;color:var(--charcoal);padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a.active{color:var(--navy);border-bottom-color:var(--gold)}
.nav .has-menu{position:relative}
.nav .menu{position:absolute;top:calc(100% + 14px);left:-18px;background:var(--white);min-width:320px;
  border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:12px;display:none;border:1px solid var(--line);
  max-height:70vh;overflow:auto}
.nav .has-menu:hover .menu,.nav .has-menu:focus-within .menu{display:block}
.nav .menu a{display:block;padding:9px 12px;border-radius:6px;border-bottom:none;font-size:.88rem}
.nav .menu a:hover{background:var(--ivory)}
.nav .menu .menu-label{font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  color:var(--gold);padding:10px 12px 4px}
.header-cta{display:none;gap:10px}
@media(min-width:1080px){.nav,.header-cta{display:flex}}
.nav-toggle{display:flex;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
.nav-toggle span{width:24px;height:2.5px;background:var(--navy);border-radius:2px;transition:.2s}
@media(min-width:1080px){.nav-toggle{display:none}}
.mobile-nav{display:none;background:var(--white);border-bottom:1px solid var(--line);padding:12px 20px 24px;
  max-height:calc(100vh - 74px);overflow:auto}
.mobile-nav.open{display:block}
.mobile-nav a{display:block;padding:11px 4px;font-weight:500;color:var(--charcoal);border-bottom:1px solid var(--ivory-deep)}
.mobile-nav .menu-label{font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);padding:16px 4px 4px}
.mobile-nav .btn{margin-top:16px}

/* ---------- Hero ---------- */
.hero{background:var(--ivory);position:relative;overflow:hidden}
.hero .container{display:grid;gap:40px;padding-top:56px;padding-bottom:64px}
@media(min-width:960px){.hero .container{grid-template-columns:1.08fr .92fr;align-items:center;padding-top:84px;padding-bottom:92px}}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero .lead{margin:18px 0 30px;max-width:540px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px}
.pill{display:inline-flex;align-items:center;gap:7px;background:var(--white);border:1px solid var(--line);
  padding:7px 14px;border-radius:999px;font-size:.78rem;font-weight:600;color:var(--navy)}
.pill svg{width:14px;height:14px;flex-shrink:0}
.hero-visual{position:relative}
.hero-visual .img-frame{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.hero-card{position:absolute;left:-14px;bottom:22px;background:var(--white);border-radius:var(--radius);
  box-shadow:var(--shadow-lg);padding:14px 18px;display:flex;gap:12px;align-items:center;max-width:300px;border-left:4px solid var(--gold)}
.hero-card .hc-icon{width:38px;height:38px;border-radius:50%;background:var(--gold-pale);display:flex;
  align-items:center;justify-content:center;flex-shrink:0;color:var(--gold);font-weight:700}
.hero-card p{font-size:.8rem;line-height:1.45;color:var(--slate)}
.hero-card strong{color:var(--navy);display:block;font-size:.86rem}

/* Navy hero (landing / interior) */
.hero-navy{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 70%,var(--navy-ink) 100%);color:#E9E7F9;position:relative;overflow:hidden}
.hero-navy::after{content:"256";position:absolute;right:-30px;top:-70px;font-family:var(--f-display);
  font-size:19rem;font-weight:700;color:rgba(255,255,255,.035);line-height:1;pointer-events:none}
.hero-navy h1{color:var(--white)}
.hero-navy h1 em{font-style:normal;color:var(--gold-soft)}
.hero-navy .lead{color:#C9CBEA}
.hero-navy .breadcrumbs a{color:#A9ACD6}
.hero-navy .breadcrumbs span{color:#7B7FB8}

/* ---------- Breadcrumbs ---------- */
.breadcrumbs{font-size:.8rem;margin-bottom:22px;color:var(--slate)}
.breadcrumbs a{font-weight:500}
.breadcrumbs span{margin:0 7px;color:var(--line)}

/* ---------- Stats band ---------- */
.stats{background:var(--navy);color:var(--white)}
.stats .container{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;padding-top:44px;padding-bottom:44px}
@media(min-width:820px){.stats .container{grid-template-columns:repeat(4,1fr)}}
.stat{text-align:center}
.stat .num{font-family:var(--f-display);font-size:2.4rem;font-weight:700;color:var(--gold-soft);line-height:1.1}
.stat .lbl{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#B9BCE0;margin-top:6px}

/* ---------- Cards ---------- */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:1fr}
.grid-3{grid-template-columns:1fr}
.grid-4{grid-template-columns:1fr 1fr}
@media(min-width:720px){.grid-2{grid-template-columns:1fr 1fr}.grid-3{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1020px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
.card{background:var(--white);border-radius:var(--radius-lg);padding:30px 26px;box-shadow:var(--shadow);
  border-top:3px solid transparent;transition:transform .18s ease,border-color .18s ease;position:relative;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);border-top-color:var(--gold)}
.card .card-icon{width:48px;height:48px;border-radius:10px;background:var(--ivory);display:flex;align-items:center;
  justify-content:center;margin-bottom:18px;color:var(--navy)}
.card .card-icon svg{width:24px;height:24px}
.card h3{margin-bottom:10px}
.card p{font-size:.92rem;color:var(--slate);flex:1}
.card .card-link{margin-top:16px;font-weight:600;font-size:.88rem;color:var(--navy);display:inline-flex;align-items:center;gap:6px}
.card .card-link:hover{color:var(--gold)}
.card.card-navy{background:var(--navy);border-top:3px solid var(--gold)}
.card.card-navy h3{color:var(--white)}
.card.card-navy p{color:#C4C7E6}
.card.card-navy .card-link{color:var(--gold-soft)}
.card .tag{position:absolute;top:18px;right:18px;font-size:.64rem;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;background:var(--gold-pale);color:#8A6A1C;padding:4px 10px;border-radius:999px}

/* ---------- Steps ---------- */
.steps{display:grid;gap:20px}
@media(min-width:860px){.steps{grid-template-columns:repeat(3,1fr)}.steps.steps-4{grid-template-columns:repeat(4,1fr)}}
.step{background:var(--white);border-radius:var(--radius-lg);padding:28px 24px;box-shadow:var(--shadow);position:relative}
.step .step-num{font-family:var(--f-display);font-size:2.6rem;font-weight:700;color:var(--gold);opacity:.55;line-height:1}
.step h3{margin:12px 0 8px;font-size:1.06rem}
.step p{font-size:.9rem;color:var(--slate)}

/* ---------- Two-panel contrast (myth-buster from deck template) ---------- */
.contrast{display:grid;gap:18px}
@media(min-width:860px){.contrast{grid-template-columns:1fr 1fr}}
.contrast .panel{border-radius:var(--radius-lg);padding:30px 28px}
.contrast .panel h3{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;font-family:var(--f-body);font-weight:700;margin-bottom:14px}
.contrast .panel-assume{background:var(--white);border:1px solid var(--line)}
.contrast .panel-assume h3{color:var(--danger)}
.contrast .panel-true{background:var(--navy);color:#DDDFF5}
.contrast .panel-true h3{color:var(--gold-soft)}
.contrast .panel-true p{color:#DDDFF5}
.contrast .panel p{font-size:.97rem;line-height:1.7}

/* ---------- Checklist / consequence lists ---------- */
.checklist li,.xlist li{display:flex;gap:12px;align-items:flex-start;padding:9px 0;font-size:.97rem;color:var(--charcoal)}
.checklist li::before{content:"";flex-shrink:0;width:20px;height:20px;margin-top:2px;border-radius:50%;
  background:var(--gold-pale) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%238A6A1C' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 13l4 4L19 7'/%3E%3C/svg%3E") center/12px no-repeat}
.xlist li::before{content:"";flex-shrink:0;width:20px;height:20px;margin-top:2px;border-radius:50%;
  background:var(--danger-pale) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23A33131' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M6 6l12 12M18 6L6 18'/%3E%3C/svg%3E") center/11px no-repeat}
.section-navy .checklist li{color:#DDDFF5}

/* ---------- Accordion (FAQ) ---------- */
.accordion{border-top:1px solid var(--line)}
.acc-item{border-bottom:1px solid var(--line)}
.acc-q{width:100%;background:none;border:none;text-align:left;display:flex;justify-content:space-between;gap:16px;
  align-items:center;padding:20px 4px;cursor:pointer;font-family:var(--f-body);font-size:1.02rem;font-weight:600;color:var(--navy)}
.acc-q:hover{color:var(--gold)}
.acc-q .acc-ico{flex-shrink:0;width:26px;height:26px;border-radius:50%;background:var(--ivory);display:flex;
  align-items:center;justify-content:center;font-size:1.1rem;color:var(--navy);transition:transform .2s}
.acc-item.open .acc-q .acc-ico{transform:rotate(45deg);background:var(--gold);color:var(--white)}
.acc-a{display:none;padding:0 40px 22px 4px;color:var(--slate);font-size:.95rem;line-height:1.7}
.acc-item.open .acc-a{display:block}

/* ---------- Testimonials / composite scenarios ---------- */
.scenario-card{background:var(--white);border-radius:var(--radius-lg);padding:30px 28px;box-shadow:var(--shadow);
  border-left:4px solid var(--gold);display:flex;flex-direction:column}
.scenario-card .quote{font-size:.97rem;color:var(--charcoal);line-height:1.7;flex:1}
.scenario-card .who{display:flex;gap:12px;align-items:center;margin-top:20px}
.scenario-card .avatar{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold-soft);
  display:flex;align-items:center;justify-content:center;font-weight:700;font-family:var(--f-display);flex-shrink:0}
.scenario-card .who strong{display:block;color:var(--navy);font-size:.92rem}
.scenario-card .who span{font-size:.78rem;color:var(--slate)}
.scenario-note{font-size:.75rem;color:var(--slate);margin-top:18px;font-style:italic}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(150deg,var(--navy) 0%,var(--navy-ink) 100%);color:var(--white);
  position:relative;overflow:hidden}
.cta-band::before{content:"256";position:absolute;left:-40px;bottom:-110px;font-family:var(--f-display);
  font-size:20rem;font-weight:700;color:rgba(255,255,255,.04);line-height:1;pointer-events:none}
.cta-band .container{padding-top:70px;padding-bottom:70px;display:grid;gap:28px}
@media(min-width:960px){.cta-band .container{grid-template-columns:1.4fr 1fr;align-items:center}}
.cta-band h2{color:var(--white);font-size:clamp(1.6rem,3.4vw,2.4rem)}
.cta-band h2 em{font-style:normal;color:var(--gold-soft)}
.cta-band p{color:#C9CBEA;margin-top:12px;max-width:560px}
.cta-band .cta-actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:flex-start}
@media(min-width:960px){.cta-band .cta-actions{justify-content:flex-end}}

/* ---------- Forms ---------- */
.form-card{background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:34px 30px;border-top:4px solid var(--gold)}
.form-card h3{margin-bottom:6px}
.form-card .form-sub{font-size:.88rem;color:var(--slate);margin-bottom:22px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.82rem;font-weight:600;color:var(--navy);margin-bottom:6px}
.field label .req{color:var(--danger)}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);
  border-radius:var(--radius);font-family:var(--f-body);font-size:.95rem;color:var(--charcoal);background:var(--white);transition:border-color .15s, box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(26,35,126,.12)}
.field .hint{font-size:.75rem;color:var(--slate);margin-top:5px}
.form-row{display:grid;gap:0 16px}
@media(min-width:640px){.form-row{grid-template-columns:1fr 1fr}}
.form-note{font-size:.78rem;color:var(--slate);margin-top:14px;text-align:center}
.form-success{display:none;background:#EAF5EE;border:1px solid #BEDFC9;border-radius:var(--radius);
  padding:18px;color:var(--success);font-size:.92rem;margin-top:14px}

/* ---------- Pricing tables ---------- */
.price-table{width:100%;border-collapse:collapse;background:var(--white);border-radius:var(--radius-lg);
  overflow:hidden;box-shadow:var(--shadow);font-size:.93rem}
.price-table th{background:var(--navy);color:var(--white);text-align:left;padding:14px 18px;font-weight:600;font-size:.85rem;letter-spacing:.04em}
.price-table td{padding:14px 18px;border-bottom:1px solid var(--ivory-deep);vertical-align:top}
.price-table tr:last-child td{border-bottom:none}
.price-table .pt-price{font-weight:700;color:var(--navy);white-space:nowrap}
.price-note{font-size:.8rem;color:var(--slate);margin-top:12px}

/* ---------- Image placeholders (with generation specs in HTML comments) ---------- */
.img-ph{background:linear-gradient(145deg,var(--navy) 0%,var(--navy-deep) 100%);border-radius:var(--radius-lg);
  display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:10px;
  color:#B9BCE0;padding:34px 24px;min-height:280px;position:relative;overflow:hidden}
.img-ph::after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 75% 20%,rgba(189,147,51,.22),transparent 55%)}
.img-ph svg{width:44px;height:44px;opacity:.8;color:var(--gold-soft)}
.img-ph .ph-label{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--gold-soft);z-index:1}
.img-ph .ph-desc{font-size:.82rem;max-width:340px;line-height:1.55;z-index:1}
.img-ph.ph-tall{min-height:380px}
.img-ph.ph-short{min-height:200px}

/* ---------- Content prose (blog / kb / legal) ---------- */
.prose{max-width:760px}
.prose h2{margin:38px 0 14px}
.prose h3{margin:28px 0 10px}
.prose p{margin-bottom:16px;color:var(--charcoal)}
.prose ul{margin:0 0 18px 0}
.prose ul li{padding:5px 0 5px 26px;position:relative}
.prose ul li::before{content:"";position:absolute;left:4px;top:14px;width:8px;height:8px;border-radius:2px;background:var(--gold)}
.prose ol{counter-reset:li;margin:0 0 18px}
.prose ol li{counter-increment:li;padding:5px 0 5px 34px;position:relative}
.prose ol li::before{content:counter(li);position:absolute;left:0;top:6px;width:22px;height:22px;background:var(--ivory);
  border-radius:50%;color:var(--navy);font-weight:700;font-size:.75rem;display:flex;align-items:center;justify-content:center}
.prose table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.9rem}
.prose table th{background:var(--ivory);text-align:left;padding:10px 14px;color:var(--navy)}
.prose table td{padding:10px 14px;border-bottom:1px solid var(--ivory-deep)}
.prose blockquote{border-left:4px solid var(--gold);background:var(--ivory);padding:18px 22px;border-radius:0 var(--radius) var(--radius) 0;margin:22px 0;color:var(--slate)}

/* ---------- Guidance callout ---------- */
.guidance{display:flex;gap:16px;background:var(--gold-pale);border-radius:var(--radius-lg);padding:22px 24px;margin:26px 0;align-items:flex-start}
.guidance .g-icon{width:40px;height:40px;border-radius:50%;background:var(--gold);color:var(--white);display:flex;
  align-items:center;justify-content:center;flex-shrink:0;font-weight:700;font-family:var(--f-display)}
.guidance p{font-size:.92rem;color:#5C4A1E;margin:0}
.guidance strong{color:var(--navy)}
.callout-danger{display:flex;gap:16px;background:var(--danger-pale);border-left:4px solid var(--danger);
  border-radius:0 var(--radius) var(--radius) 0;padding:18px 22px;margin:22px 0}
.callout-danger p{font-size:.92rem;color:#6E2E2E;margin:0}

/* ---------- Sidebar layout (service pages) ---------- */
.layout-sidebar{display:grid;gap:36px}
@media(min-width:1000px){.layout-sidebar{grid-template-columns:1fr 360px;align-items:start}}
.sidebar-sticky{position:sticky;top:100px;display:flex;flex-direction:column;gap:22px}

/* ---------- Blog cards ---------- */
.post-card{background:var(--white);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .18s}
.post-card:hover{transform:translateY(-4px)}
.post-card .post-body{padding:24px;display:flex;flex-direction:column;flex:1}
.post-card .post-meta{font-size:.74rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.post-card h3{font-size:1.08rem;line-height:1.35}
.post-card p{font-size:.88rem;color:var(--slate);margin-top:10px;flex:1}
.post-card .img-ph{min-height:170px;border-radius:0}

/* ---------- Tax calendar ---------- */
.cal-row{display:flex;gap:18px;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);
  padding:18px 20px;margin-bottom:12px;align-items:center}
.cal-date{flex-shrink:0;width:64px;height:64px;border-radius:var(--radius);background:var(--navy);color:var(--white);
  display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1.1}
.cal-date .d{font-family:var(--f-display);font-size:1.5rem;font-weight:700;color:var(--gold-soft)}
.cal-date .m{font-size:.62rem;letter-spacing:.14em;text-transform:uppercase}
.cal-row h3{font-size:1rem}
.cal-row p{font-size:.85rem;color:var(--slate)}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-ink);color:#B9BCE0;font-size:.9rem}
.site-footer .footer-main{display:grid;gap:36px;padding:64px 0 44px}
@media(min-width:860px){.site-footer .footer-main{grid-template-columns:1.4fr 1fr 1fr 1.2fr}}
.site-footer h4{color:var(--white);font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:18px;font-weight:700}
.site-footer a{color:#B9BCE0;display:inline-block;padding:4px 0}
.site-footer a:hover{color:var(--gold-soft)}
.site-footer .f-brand{display:flex;align-items:center;gap:11px;margin-bottom:16px}
.site-footer .f-brand svg{width:44px;height:44px}
.site-footer .f-brand .brand-name{color:var(--white)}
.site-footer .f-about{font-size:.86rem;line-height:1.7;max-width:320px}
.site-footer .f-cred{margin-top:16px;font-size:.76rem;color:#8A8EBE;line-height:1.6}
.footer-close{border-top:1px solid rgba(255,255,255,.09);padding:22px 0;text-align:center}
.footer-close .closing-line{font-family:var(--f-display);font-style:italic;color:var(--gold-soft);font-size:1.02rem;margin-bottom:10px}
.footer-close .legal{font-size:.76rem;color:#8A8EBE}
.footer-close .legal a{color:#A9ACD6;margin:0 8px}

/* ---------- WhatsApp float ---------- */
.wa-float{position:fixed;right:18px;bottom:18px;z-index:1200;width:54px;height:54px;border-radius:50%;
  background:#128C4B;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.25);transition:transform .15s}
.wa-float:hover{transform:scale(1.07)}
.wa-float svg{width:28px;height:28px;color:#fff}

/* ---------- Utility ---------- */
.mt-1{margin-top:10px}.mt-2{margin-top:20px}.mt-3{margin-top:32px}.mt-4{margin-top:48px}
.mb-2{margin-bottom:20px}.mb-3{margin-bottom:32px}
.center{text-align:center}
.badge-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--navy-ink);padding:10px 18px;z-index:2000;font-weight:700}
.skip-link:focus{left:0}
table{font-variant-numeric:tabular-nums}

/* ---------- Print ---------- */
@media print{.site-header,.topbar,.wa-float,.site-footer,.cta-band{display:none}}

/* ---- V2 additions: real images + founder authority ---- */
.site-img{width:100%;height:auto;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);object-fit:cover;display:block}
.site-img.ph-short{max-height:300px}
.post-card .site-img{border-radius:0;box-shadow:none;aspect-ratio:16/10;object-fit:cover}
.founder-strip{display:flex;gap:16px;align-items:center;background:var(--ivory);border-radius:var(--radius-lg);padding:16px 18px;box-shadow:var(--shadow)}
.founder-strip img{width:72px;height:72px;border-radius:50%;object-fit:cover;flex-shrink:0}
.founder-strip .fs-name{font-weight:700;color:var(--navy)}
.founder-strip .fs-cred{font-size:.85rem;color:var(--slate)}
.card .founder-photo{width:100%;border-radius:10px;margin-bottom:12px;display:block}
.hero-ctas .cta-tertiary{display:block;width:100%;margin-top:6px;font-size:.95rem;font-weight:600;text-decoration:underline;text-underline-offset:3px}
.hero .cta-tertiary{color:var(--navy)}
.hero-navy .cta-tertiary,.cta-band .cta-tertiary,.section-navy .cta-tertiary{color:var(--gold-soft)}

/* ---- V3: guided quote widget (Phase 6) ---- */
.quote-widget{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow)}
.quote-widget .field{margin-bottom:14px}
.qw-result{margin-top:20px;border-top:1px solid var(--ivory-deep);padding-top:18px}
.qw-tier{font-size:.95rem;color:var(--slate);margin-bottom:2px}
.qw-cov{font-size:.9rem;color:var(--slate)}
.qw-price{font-family:var(--f-display);font-size:1.7rem;font-weight:700;color:var(--navy);margin:8px 0 2px}
.qw-price small{font-size:1rem;font-weight:600;color:var(--slate)}
.qw-add{font-weight:600;color:var(--navy);font-size:.95rem;margin-top:2px}
.qw-urgent{margin-top:8px;font-size:.9rem;color:#8A5A00;background:#FFF7E8;border-radius:8px;padding:8px 12px}
.qw-note{font-size:.8rem;color:var(--slate);margin-top:10px}
.qw-ctas{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.qw-ctas .btn{padding:12px 20px}
@media(max-width:640px){.qw-ctas{flex-direction:column}.qw-ctas .btn{width:100%}}
.f-social{margin-top:10px;font-size:.85rem}.f-social a{color:var(--gold-soft);text-decoration:none}.f-social a:hover{text-decoration:underline}